There is cause for concern about factoring companies offering quick cash for structured settlement payments that fall short of the total value of a structured settlement over a claimant's lifetime. This is particularly worrisome in the cases of disabled people whose health costs may skyrocket over time. So how can we protect individuals from these practices? In this podcast, Ringler Radio host Larry Cohen joins co-host, Randy Dyer and special guests, Sally Greenberg, Executive Director of the National Consumers League and Mark Perriello, President and CEO of the American Association of People with Disabilities (AAPD), to discuss protecting consumers and people living with disabilities and educating them on the benefits of structures for their long-term financial security.